State Health and Insurance Assistance Program

State Health and Insurance Assistance Program (SHIP)

The Montana State Health Insurance Assistance Program (SHIP) is a free health-benefits counseling and advocacy service for Medicare beneficiaries and their families or caregivers. Our mission is to educate, advocate FOR, counsel and empower people to make informed benefit decisions.

  • Objective, Independent plan comparisons and application for Part D
  • Advantage plan comparisons and enrollment
  • Supplemental Insurance guidance
  • New To Medicare information
  • Assistance with suspected Medicare fraud, waste and abuse (SMP)

***Applying for Social Security Benefits or Medicare Part A and Part B? Apply online at  or call Social Security at 1-800-772-1213.

SHIP Counselors are trained in Medicare benefits and options and have no affiliation with any insurance company.  A SHIP Counselor has the ability to guide you in your healthcare choices and empower you to make the best decisions possible for your long term healthcare coverage.  If you are homebound, local SHIP Counselors will meet with you in your home to provide assistance.  The program is provided free of charge and is available by contacting Kati or calling the office at 406-363-5690.

***SHIP Counselors assist with guidance only for Medicare Supplement Insurance (Medigap policies). You must contact a independent insurance agent if you desire to purchase supplemental coverage. 

Below are some informative links for Medicare and Medicaid